Shop safely online: 5 tips on how to protect your personal data online
Online shopping is dangerous, as thieves use sophisticated methods to search for your data. If you follow five tips when shopping online, you reduce the risk of being caught by hackers. If you fall in love with her, you have to act.
Online scammers’ technologies are constantly evolving. Since there is no physical card required to shop online, hackers often have an easy time hacking into supposedly secure provider websites and stealing your personal data such as your date of birth or address and even account details. It is then sold by thieves on the dark web and shared with others.
Online scams and scams
There are different ways: scams and fraudulent transactions. The scam involves tricking the victim into voluntarily sending real-time payments to the scammers, often pretending to be close contacts or friends of friends. People lose ten times as much money as they would through internet fraud. The latter is data theft. But you are not helpless in the face of intrigue. neobank Revolut knows how to shop securely online without exposing your details to strangers.
5 tips for more safety on the Internet
1. Do not open payment links to websites outside the official platform
In the context of an online purchase, for example, disguised links lead to a fake website via an external payment link, where you are asked to enter your details. If you do, the scammers will have an easy time. advice: If you hover over a link, you will see the target address of the link in the lower left corner of your browser. On your mobile phone, just press and hold on the link and a window will open with information about it. From this you can see where you are being taken: is it a trustworthy web address or a fake site?
2. Identify fake stores or fake e-commerce websites based on some characteristics
The first indication of a trusted online store is the padlock symbol next to the web address (URL). This indicates the security of the website with a digital certificate. Setting HTTPS (Hypertext Transfer Protocol Secure) is an indicator of trustworthiness. Also, take a close look at the logo and compare it to the original if you are not sure.
For your security while shopping, banks offer disposable virtual cards that are only used for a single online transaction and then destroyed to prevent personal data theft. It also uses the 3D Secure security protocol to verify online transactions.
3. Do not share sensitive information via email
Do not email information such as passwords, PINs, bank details or credit card numbers to anyone else. Furthermore, a password should be used as secure as possible, which is changed from time to time, and a separate password should be chosen for each user account. You should also delete unused apps or online personal files regularly. Multi-factor authentication is recommended to enhance account security. Two-factor authentication has been mandatory for online purchases since the beginning of 2022.
4. Fraudulent Email messages (phishing), text messages (phishing), or phone calls (phishing).
For example, being notified that there is a problem with your payment information, account information, or personal or financial information that you need to verify is often an indication of fraudulent activity. Even if you are offered unwanted coupons or redirected to an external payment link, you should be wary.
In such cases, Revolut offers in-app prompts, for example, that are activated with every payment thus ensuring that the payee is trustworthy.
5. Avoid direct contact outside the platform
Victims are often manipulated into sending real-time payments to scammers. They are contacted personally by someone claiming to be a well-known person, their private bank, the IRS, or even police Spend to obtain money or personal information. So be careful if you are directly asked to make a payment that is supposed to be made outside the online platform.
Did you fall for a scam? Do the right thing:
Most banks use an anti-fraud system with machine learning algorithms that can detect suspicious transactions in real time. As soon as the system detects any suspicious activity, the customer is notified immediately and the card is blocked within seconds. In any case: Block your accounts and cards directly and report it to the police. Next, report the fraud to your bankTo reverse unauthorized charges and prevent identity theft see and communication with other authorities. With some banks, it is possible to block the card directly in the banking app or on the website, contact customer service and, if necessary, apply for a new card.